Describe a decision you made in the past that helped you learn or grow.
I started dating a lady back in 2021… Things were going well and for quite a while we got along great. She had three kids and she was constantly driving them around picking them up from school taking them to their friend’s house and things like that.
Now she had two cars but they were both older and pretty beat up. Before too long they were both broken down and I was letting her drive my vehicle while they were being repaired. We would get one fixed and it would break down again and it just started becoming a pattern.
I realize she’s a single mom with kids and she needed something reliable… She didn’t have good credit so there was nothing she could do about it on her own. I had good credit at the time, so being the nice guy I am, the guy that goes out of his way to help others, I decided to cosign on a car for her. A few months later, her and I broke up.
I didn’t tell her to give me the car or threaten to take it or anything like that, I’m not that kind of person. I just told her to make sure she makes the payment so my credit doesn’t get messed up. Surprisingly, up until recently she was really good about making the payment. Well now I’m learning why everyone told me I should never cosign on anything for anybody. She’s missed a couple payments and I’ll just tell you my credit score dropped 46 points. It’s safe to say I’ve learned my lesson and I won’t be doing anything like that for anybody again
Uncle Donkeys Tales 